John J. Bowman Jr. Accountant, personal finance, Uncategorized

The Benefits of Online Banking

Technology has infiltrated into the banking industry, facilitating what is currently known as online or internet banking. The concept of internet banking revolves around banks providing ordinary banking services to customers through the web, thereby eliminating the need for them to walk into a banking hall. Online banking has proven to be a major lifesaver, especially given the convenience it causes to bankers. Here is an outline of some of the key benefits of online banking.

Facilitating Convenient Access to Banking Services

Bankers do not have to wait for official working days and hours for them to access banking services in banking halls. As long as they have access to the internet and a computer or mobile phone, banking customers can conveniently access their accounts while on the go. This convenience of online banking ensures that customers do not have to experience delayed access to their money or any other types of banking services.

Instant Cash Transfers

Online banking services give customers the ability to remotely transfer funds from one account to another at the touch or click of a button. This eliminates the many hours of waiting that customers have to endure with non-online banking. The instant transactions help facilitate convenience when it comes to funding bankers’ businesses and personal needs…

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John J. Bowman Jr. Accountant, personal finance, Uncategorized

Top Personal Finance Apps of 2019

Many people struggle with managing their money. Tracking bank balances and expenses can be tedious and somewhat dull. The good news is the technology industry has made it much easier to balance checkbooks and pay bills using the power of smartphones and apps. There are hundreds of personal finance apps to choose from, so here are some of the best personal finance apps of 2019 to help narrow down the list.

Prism for Bill Payment

Prism combines all your bills and bank balances in one user-friendly platform. You can schedule bills for payment and receive due date notifications. There is no charge to download the app, and it is compatible with Windows 8, Kindle, iOS, Windows Phone, and Android phones.

EveryDollar for Budgeting

Dave Ramsey, the well-known personal finance guru, helped design this app’s budgeting features. The app features a built-in expense tracker that connects to your financial institution. Using this feature, you can see how much you have spent each month and how much money you have left to spend. The app also has financial planning that lets you contact money management experts.

Clarity Money for Managing Subscriptions

This app lets you manage all of your monthly subscriptions in one platform. Unfortunately, many people cannot keep track of all their subscriptions and do not realize just how much money they are spending. Clarity Money eliminates the need to handle monthly subscriptions individually…

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To continue reading please visit jbowmanaccountant.orgĀ 

 

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